Guaranteed US Bank Approvals
Direct Introductions & Compliance Packaging — $499 one-time
Stop wasting weeks getting rejected by Mercury and Relay because of a flagged virtual address or weak documentation. We package you for guaranteed tier-1 approval.
Why US Banks Reject Non-US Founders
Approval isn't about luck. It's about passing strict KYC (Know Your Customer) algorithms. Legacy services sell you a PO box that instantly fails these checks.
The Virtual Mailbox Trap
Mercury and Relay cross-reference your business address against the USPS CMRA (Commercial
Mail Receiving Agency) database. If you use a standard Wyoming or EarthClassMail virtual
box, you are auto-rejected.
Our Fix: We provide a unique
Residential Lease Agreement.
Flagged VoIP Numbers
Registering with a Skype, OpenPhone, or Twilio number triggers high-risk fraud alerts in
modern banking systems. VoIP numbers cannot receive short-code SMS from banks.
Our Fix: We bundle real US Carrier eSIMs.
Inconsistent Documentation
If your EIN letter (Form SS-4), Articles of Organization, and Passport don't match perfectly,
compliance teams will deny the application without explanation.
Our
Fix: We pre-package your compliance dossier before applying.
The "White-Glove" Approach
We do not just hand you documents and leave you to figure out the application. We introduce you directly to the account managers.
How It Works
From payment to your first wire transfer in 3 steps.
Audit Document Review
You send us your existing LLC formation documents, EIN letter, and passport. Our compliance team reviews them for red flags that would trigger banking auto-rejections.
Upgrade Foundation Setup
If needed, we graft your LLC onto our premium physical residential address and provide a real US mobile number to fix any holes in your profile.
Approval Direct Introduction
We leverage our partner channels to introduce your profiled entity directly to account managers at Mercury or Relay, bypassing the standard public waitlist.
Banking FAQ
What if my application is rejected?
+Because we pre-flight your KYC documents and apply through partner channels, rejections are incredibly rare (less than 1%). If for some reason our partner banks reject your profile after we have optimized it, we will refund your $499 assistance fee.
Do I need an SSN or ITIN?
+No. You can open a commercial US bank account at our partner institutions with just a valid non-US Passport and your company's EIN (Employer Identification Number).
Does this include the $50,000 deposit requirement?
+Certain banks (like legacy physical branches) require in-person visits and huge minimums. Mercury and Relay have $0 minimum deposits, zero monthly maintenance fees, and free incoming/outgoing domestic wires.